Alabama Credit Union - www.alabamacu.com

The official website of Alabama Credit Union is www.alabamacu.com. The Alabama Credit Union is a progressive, member-owned monetary cooperative. The main aim of Alabama Credit Union is to improve the quality of life of its members by providing the maximum level of service during building their trust and value. This credit union is working as a non-profit organization which is owned by its members who pay less for financial products and services. Alabama Credit Union returns Earnings above its operating expense and reserves to the members in the form of lower-cost loans, higher-yields on deposits, convenient offices and access methods, and lower (if any) fees.

The board of directors and supervisory committee elect their members in the annual membership meeting. You get membership of life time whether you leave your current employer or move to a new area. If you want to be a member of Alabama Credit Union, then you can call, write or e-mail, or visit any Alabama Credit Union office. Then you have to give your photo identification and your actual signature prior to activating your account. You have to pay $26 to open savings account (i.e. $25 minimum balance and $1 membership fee). You can also apply for online account, for that click here.

Documents which are required to open an account:

• Valid state-issued photo ID (such as driver license)
• UAH Charger Card or UA Action Card, if a UAH or UA student
• Social Security number or tax ID number

If you are an international person, following documents are required to open an account:

• Valid passport
• Valid visa
• Current UAH Charger Card, UA Action Card, or MBUSI Team Member badge
• Tax ID number (or Social Security number) or W8-BEN and signed letter from UAH, UA or MBUSI that states you do not qualify for a tax ID or Social Security number

Alabama Credit Union provides consumers services such as checking, ACUiBranch, savings and investments, visa credit cards, visa stored values and gifts cards, insurance, wire transfers. You can download your member transaction forms and documents from here. It also provides great deals. Alabama Credit Union provides business products such as bizbasics checking, bizmanager checking, loan services, small business loans, credit card merchant services, and e-tool business.

Alabama Credit Union also offers different types of loans like mortgage loan, auto loan, student loans, boat, RV and other loans. If you want to apply for the loan online, then click here. Alabama Credit Union also offers e-statements, direct deposit, payroll deduction, bill pay, etc. Different types of rates are offered by Alabama Credit Union such as consumer loan rates, mortgage rates, credit card rates, deposit rates, certificate and IRA certificate, etc.

How to find location of Alabama Credit Union?

If you want to find your nearby location, for that you have to enter Access ID and password and click on ‘log in’ option. If you forgot your password then click on ‘forgot password’ option. You can also apply for branch login, if you have account in Alabama Credit Union.

Some of the locations are as follows:

TUSCALOOSA - MAIN OFFICE
220 Paul W. Bryant Drive East
P.O. Box 862998
Tuscaloosa, AL 35486-0027
New Accounts, CDs, and IRAs
Fax: (205) 348-7892
Collections Department: (866) 950-4549
Accounting Department: Fax (205) 348-3892
Loan Department: Fax (205) 348-9205
VISA Department Fax: (205) 348-7892
Lobby open: Monday – Thursday 9 a.m. - 5 p.m.; Friday 9 a.m. - 5:30 p.m.
Drive-up open: Monday – Friday 7:30 a.m. - 5:30 p.m.

COTTONDALE OFFICE/5 POINTS
4239 University Boulevard East
Tuscaloosa, AL 35404
(205) 348-5944 or (888) 817-2002
Fax: (205) 348-3892
Open: Monday - Friday 9 a.m. - 5:30 p.m.

CULLMAN OFFICE
1901 Main Avenue SW
Cullman, AL 35055
(256) 737-9885
Fax (256) 737-9890
Collections Department: (866) 950-4549
Open: Monday – Friday 9 a.m. - 5 p.m.
Drive-up: only Friday 9 a.m. - 5:30 p.m.

DECATUR OFFICE
1325 Pt. Mallard Parkway
Decatur, AL 35601
(256) 353-8734
Fax (256) 353-0245
Open: Monday – Friday 9 a.m. - 5 p.m.
Friday 9 a.m. - 5:30 p.m. - Drive-up only

FAYETTE OFFICE
Town & Square Plaza
1630 Temple Avenue
Fayette, AL 35555
(205) 932-5488
Fax (205) 932-2849

Manager's Office: (205) 932-2807

Open: Monday – Thursday 9 a.m. - 5 p.m. Friday 9 a.m. - 5:30 p.m.